Non owned auto
Non owned auto, named non owner, non owner auto - whatever name it goes by, it protects you when you're driving a car you don't own for personal use. Let us explain all the ins and outs of this kind of auto insurance!
Will I get an insurance discount when I buy a car if I've been on my parents' policy?
No, being a listed driver on your parent's auto insurance usually doesn't qualify you for continuous insurance or proof of prior insurance discounts. These discounts can save you 10-30% on your car insurance when you do qualify.
How do I insure a Kyte long term rental car?
Whatever you do, don't buy a non owner auto policy - it usually won't cover you in a long term rental. Get a referral from Kyte to an insurance agent who can sell you a policy that will protect you, or just call or text us here at Surround at 617-206-1314.
How do I get an SR-22 or FR-44 in Massachusetts?
Massachusetts doesn't require SR-22 or FR-44 forms, so it can be hard to get one from a car insurance company here. If you live in Massachusetts but need to get one in another state to get your license back, you'll usually need to get a car insurance policy in that state.
How do I get a continuous insurance discount if I don't own a car?
Most auto insurance companies give discounts of 10-30% if you've been continuously insured for 6 months or more. If you don't own a car, buying an inexpensive non owner auto policy keeps you continuously insured and gives you liability protection when you borrow or rent a car.
What you need to know about non owner car insurance
Everything you need to know about non owner auto insurance. What it covers, when you need it, and where to buy it. Also confusingly called non owned car insurance or named non owned insurance. Don't worry - we'll make it easy to understand!