Car subscriptions Car subscription insurance: everything you need to know Car subscriptions are long term car rentals you sign up for using an app. You get more flexibility and convenience than buying, leasing or renting, but insurance for car subscriptions can be confusing. We've pulled together the answers to the questions our customer most often ask.
Non owned auto What you need to know about non owner car insurance Everything you need to know about non owner auto insurance. What it covers, when you need it, and where to buy it. Also confusingly called non owned car insurance or named non owned insurance. Don't worry - we'll make it easy to understand!
Engagement Just got engaged. Should we combine our insurance? We'll walk you through when you should combine your auto, renters, condo, and homeowners insurance policies after you get engaged.
International movers How do I buy car insurance if I have an international driving license? If you're moving to the US from abroad, as long as you have a valid driving license, you can buy car insurance. You'll pay a small surcharge that will be waived once you get a US drivers license.
Car subscriptions How do I insure a GO un-lease subscription car? We partner with GO to provide their un-lease customers just the right insurance for their long term car subscription.
Car subscriptions Top 10 questions you should ask about your car subscription insurance, answered Answers to the top 10 insurance questions you should ask about long term car subscription insurance.
Car insurance Can we take my kid off our car insurance policy yet? Here's when you can take your adult son or daughter off of your family car insurance policy.
General advice See Surround Insurance on TikTok, YouTube, and Instagram Reels! Surround Insurance has a TikTok! And a YouTube channel. And we post to Instagram Reels. Same great content as our blog, but now you get to see what insurance enthusiasm looks like on camera!
General advice Why shop for insurance with an independent insurance agent? The independent agency channel is about choice. We are strong believers that insurance customers should be able to choose the insurance company and coverage that works best for them and that's why we're an independent agency.
Car insurance Can someone who doesn't live with you be on your car insurance policy? Yes! If someone who doesn't live with you drives your car regularly, you can put them on your auto insurance policy.
Car insurance Does my car insurance cover me if I drive out of state? Most car insurance policies will cover you throughout the United State and also in Canada. However, a handful of states require or allow the sale of inexpensive basic policies that do not cover you out of state.
Non owned auto Can I buy a non owner auto policy instead of staying on my parents' car insurance? If you live with your parent or their address is your permanent address, no, this is not a good idea. If you have a home of your own, is a good option so long as you don't drive their cars regularly.
Non owned auto Does non owner auto insurance cover car subscription services? Non owner car insurance does not cover subscription services that let you keep a car for several weeks or more. It can be a good insurance choice for subscriptions that let you use a car for a few hours or a few days.
Non owned auto What do I need to buy a non owner auto insurance policy? To buy non owner auto you need four things: 1) Personal information like address and phone number 2) your drivers license 3) a means of payment and 4) a description of what kind of driving you want to cover.
Car insurance Do I have to buy insurance from the car dealership's agent? You probably shouldn't buy insurance at the car dealership, but not for the reason you think.
Non owned auto What are the coverages on an auto insurance policy? Buying car insurance can be confusing. Here's a plain language guide to auto insurance coverages.
Car insurance What first time car buyers need to know about auto insurance Here's our complete guide to everything you need to know about buying car insurance for the first time. (And we do mean everything...)
Non owned auto Will I get an insurance discount when I buy a car if I've been on my parents' policy? No, being a listed driver on your parent's auto insurance usually doesn't qualify you for continuous insurance or proof of prior insurance discounts. These discounts can save you 10-30% on your car insurance when you do qualify.
Non owned auto Why is Surround Insurance showing up on Nerdwallet? Surround Insurance is a non owner car insurance specialist. We're delighted to be Nerdwallet's exclusive insurance provider on their nonowned auto pages.
Car subscriptions How do I insure a Kyte long term rental car? Whatever you do, don't buy a non owner auto policy - it usually won't cover you in a long term rental. Get a referral from Kyte to an insurance agent who can sell you a policy that will protect you, or just call or text us here at Surround at 617-206-1314.
Non owned auto Can I stay on my parents' car insurance policy once I move out? You can stay on your parents' auto insurance policy if you've moved to a temporary residence, like a college dorm. However, if you've moved permanently, you definitely need your own car insurance.
Non owned auto How do I get an SR-22 or FR-44 in Massachusetts? Massachusetts doesn't require SR-22 or FR-44 forms, so it can be hard to get one from a car insurance company here. If you live in Massachusetts but need to get one in another state to get your license back, you'll usually need to get a car insurance policy in that state.
Non owned auto Where can I buy non owner car insurance in Massachusetts? Many of the insurance companies in Massachusetts don't write non owned auto policies. Call or text us at Surround and we can set you up with an agent who will get you the policy you need in no time.
Non owned auto When you shouldn't buy non owner auto insurance Personal non owner auto insurance is not right for: long term rentals, car rental subscriptions, coverage for a specific car, or driving for a delivery service or another commercial purpose.
Non owned auto How do I get a continuous insurance discount if I don't own a car? Most auto insurance companies give discounts of 10-30% if you've been continuously insured for 6 months or more. If you don't own a car, buying an inexpensive non owner auto policy keeps you continuously insured and gives you liability protection when you borrow or rent a car.
Non owned auto Do I need car insurance to test drive a car? The short answer is no, you don't need car insurance to test drive a car at a dealership, but there are a few good reasons you may want to have insurance in place.
Non owned auto How do I build an insurance history if I don't own a car? Build an insurance history with an inexpensive non owner auto policy before you buy your first car and you may see a 15-30% discount on your car insurance when you do get your car.
Non owned auto How do I buy an umbrella policy if I don't own a car? So, you don't own a car and you're trying to buy an umbrella policy, but the insurance company says you need an auto insurance policy first. What do you do? You need to get non owner auto insurance.
Non owned auto Can I add my car to my non owner auto insurance? When you buy a car, you definitely need to upgrade from a nonowner policy to an owned auto policy. We make it seamless here at Surround!
Non owned auto How staying insured when you don't own a car will save you money when you do Buying nonowner auto insurance protects you when you rent, share, or borrow a car. It also protects you from higher insurance prices when you do buy a car.
Non owned auto Why doesn't non owner car insurance cover the car you're driving? Non owner car insurance doesn't cover the car you're driving. Here's why not and what to do.
College insurance Top 4 reasons your college kid needs non owned auto insurance If your college student drives but doesn't own a car, they may need non owned auto insurance. Read on to find out why.
Rental cars Can I rent a car without auto insurance? We explain why you need auto insurance when you rent a car and what your options are.
Rental cars Why credit card insurance may not pay for a rental car crash Many people assume their credit card insurance will cover an accident in a rental car. This is only partially true. Read on for what to look out for.
College insurance Insurance for college students 101: Basic financial literacy Based on hundreds of interviews, we share the top 5 things college students don't know about insurance but should.
College insurance Does my car insurance cover my kid who is away at school? If your college student ever drives at school, make sure you understand when they are covered under your car insurance and when they aren't.
College insurance Insurance for college students: what does your kid need? Your kid's college requires health insurance, but that's not all your newly independent college kid needs. Read on to learn about insurance for the college set.
College insurance Your homeowners insurance may not fully cover your college kid Save yourself and your kid from an unpleasant surprise. There are limitations to what your homeowners insurance will cover for your college kid. Here's what to consider.
Insurance professionals Agents get more than just product from Surround Insurance Surround offers innovative products to insurance agents as well as selling scenarios, blog content, and social media support.
Freelancing and Gig Work A side hustle by any other name We sell freelancing insurance, but it turns out there are a whole lot more names for it than "freelancing". Read on to see the list we've collected.
Non owned auto Car insurance for the carless lifestyle When you gave up your car, you probably gave up your car insurance too. Here's why that may not have been such a good idea.
Rental cars Two questions answer whether you need rental car insurance We share the only two questions you need to answer to determine whether you need to buy rental car insurance at the counter.
Rental cars Rental car insurance, explained What are those weird insurance coverages that get pushed at the rental car counter?? CDW, LIS, and PEC explained.
Non owned auto Am I covered if I get in a crash in my friend's car? How do you know if you're insured if you get in a crash in a friend's car? We'll tell you how to protect yourself.
Rental cars Booking a shared car when you don't have your own car insurance How to handle car insurance when you book a Zipcar, Getaround, or Turo and you don't have car insurance of your own.
Renters insurance How much insurance do I need in my new apartment? Your landlord may require you to get renters insurance when you sign your lease. Regardless of whether it's required, here's how much insurance you should need.
Non owned auto Driving someone else's car when you don't have insurance Don't have your own car insurance? Here's how to think about the risks of driving someone else's car, and what you can do to protect yourself.
Insurance professionals Insurance Agents for Millennials and Gen Z It may seem counterintuitive, but insurance agents with digital business processes are the right fit for Millennials and Gen Z. We share why.
Insurance professionals Four ways to improve your agency’s digital image in no time Zombie Facebook pages, wrong web addresses, missing Google business listings? Learn what may be stopping customers from finding your agency.
Insurance professionals Insurance agents shouldn't be underserved customers Carriers aren't giving agents the products needed to serve younger customers, making growth and agency perpetuation harder than they should be.
Biking and bike commuting What you learn when your bike is stolen Bike theft is infuriating for those of us who depend on our bikes for transportation. Here's what I learned from having one and a half bikes stolen.
College insurance Worried when your kid drives someone else's car? You may wince every time your kid talks about driving their roommate's car. Here's how to protect them with insurance for just this situation.
College insurance Just graduated? Here's the insurance you should get. We all know we need health insurance. Once you're set there, what other kinds of insurance should you get once you're out on your own?
Insurance professionals Why haven't we built insurance for this 10M person market? Why haven't we built insurance for this 10M person market?
Insurance professionals The insurance industry has missed 10 million customers The insurance industry only counts customers it already has products for. That misses out on a huge market the industry hasn't build for yet.
Biking and bike commuting How cyclists can protect themselves: insurance for bike crashes Your friend was riding their bike to work and got doored by someone. Their injuries weren't too severe, but it damaged the bike....
Non owned auto I got in a crash in my friend's car. What do I do? Here's what you should do if you get in a crash when you're driving someone else's car.
