What do I need to buy a non owner auto insurance policy?
To buy non owner auto you need four things: 1) Personal information like address and phone number 2) your drivers license 3) a means of payment and 4) a description of what kind of driving you want to cover.
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Here's are the 4 things you need to get a non owner auto quote:
- Your personal information - The prices for non owner auto vary based on where you live, how old you are, etc. If you're moving make sure you've got the new address on hand.
- Your drivers license - The auto insurance company will pull a motor vehicle record from your state DMV and use it in determining the price you'll pay.
- A way to pay - Most insurance companies will take credit or debit cards, or you can set up recurring payments from your bank account if you have the bank's routing number and your account number
- A description of what kind of driving you want to cover - This gets overlooked, but may be the most important item on this list. There is no point in buying a policy that doesn't cover you as you expect it to. Non owner auto is not the right policy type in some situations, like a long-term car rental or car subscriptions. And you may need a policy that explicitly covers delivery or rideshare drivers if you're doing that kind of work. Always explain fully to the insurance agent how you're driving so they can advise you correctly.
If you'd like to read more about non owned car insurance, check out our guide to everything you need to know about non owner auto insurance.