Car insurance Do I Need Comprehensive Insurance on an Old Car? Comprehensive insurance financially protects you from the chaos life can wreak on your car. It covers non-accident damage from events outside of your control, from a fallen tree breaking your windshield to a nail puncturing your tire.
Car insurance How Much Is Car Insurance In New Jersey? Comparing car insurance costs in New Jersey can quickly become a Kafkaesque nightmare. Does this policy meet the minimum coverage requirements? Can I get a better rate if I have a clean driving record? Is it a bad idea to get the cheapest insurance?
Car insurance Is New Jersey a No-Fault Car Insurance State? There are twelve no-fault car insurance states in the U.S., and the great state of New Jersey is one of them. Not only that, but New Jersey’s no-fault insurance system is different from everyone else’s.
Car insurance PIP: Decoding New Jersey's Unique No-Fault System From the Atlantic City boardwalk to the Lambert Castle Museum spoon collection, New Jersey is full of unique things. New Jersey’s no-fault system is just another of its quirks.
Car insurance Hurricane Preparedness: Car Insurance Coverage for North Carolina Drivers As a responsible North Carolina driver, you're probably painfully aware of the region’s weather patterns, particularly during hurricane season. While prioritizing your safety and that of your loved ones is paramount, don’t forget to safeguard your vehicle through auto insurance.
Car insurance Distracted Driving Laws and Car Insurance Rates in New Jersey From a loud conversation in the back seat to a bold billboard to your ex blowing up your phone, distractions are all around us. Those distractions pose a safety risk for drivers, but in New Jersey, distracted driving is also a crime.
Car insurance Why Is Car Insurance So Expensive In New York? You need your car to get around New York state, but you didn’t realize getting insurance would be so expensive. New York has the second-highest average car insurance cost in the nation. And rates keep getting higher every year. What’s up with that, and why are premiums in New York so high?
Car insurance Why Is Car Insurance So Expensive in Philadelphia, PA? Trying to get car insurance in Philadelphia for the first time, or for a new (or new-to-you) car? Talk about sticker shock. Insurance in Philly can be pricey!
Car insurance Do You Need Insurance to Register a Car in Texas? You’re finally ready to buy that car, the one you’ve been eyeing for ages. But to register it, do you need insurance first? The short answer is yes, but let's delve deeper into the details to grasp why and how this process unfolds.
Car insurance Severe weather & comprehensive car insurance for Texas drivers From frigid polar vortexes to tornadoes and hurricanes, Texas has seen some severe weather events in the recent past.
Non owned auto Does insurance follow the car or the driver in Texas? There are many scenarios when having someone else take the wheel of your car can be a real game-changer—or the other way around. There’s a good chance that at some point, you’ll need to borrow someone’s vehicle, or they’ll have to borrow yours.
Car insurance What's considered full coverage car insurance in Texas? Whether you’re driving a Honda in Houston or a Ford in Fort Worth, you need auto insurance. But when do you need full coverage car insurance in Texas? What is full coverage, anyway, and is it the same in every state?
Non owned auto Do I need non-owned car insurance in my state? If you take rides from friends and family members, borrow or rent cars, or ride your bike in traffic, non-owner auto insurance can provide you with financial protection and peace of mind.
Car insurance Should I get off my parents' car insurance policy? We get a lot of car insurance questions from people who are in a moment of change - finishing college or grad school, starting a new job in a different city, or reaching a milestone birthday.
Car insurance How much insurance do I need for a leased car? Three factors govern how much insurance you should buy to cover your leased car: the leasing company's requirements, your state's minimum requirements, and how much financial protection you need to keep yourself financially safe.
Car insurance Why do car insurance prices keep going up? Car insurance prices go up almost every year. Over time, inflation is the biggest cause. Right now, though, parts shortages and a lack of used cars on the market is driving up the price.
Car subscriptions Can I bring my own insurance to a Sixt+ car subscription? Car subscription services are increasingly popular, and Sixt is now allowing customers to bring their own insurance to their subscription.
Car insurance Does non owner auto cover a leased car? Turns out, non owner auto does not cover a leased car. Here's why not, and what kind of insurance you should get instead.
Car insurance Can I get an insurance quote without a car? Yes, you can get an insurance quote without a car, though if you are in the process of buying a vehicle, the quote may be inaccurate.
Car insurance Whose insurance covers a test drive? If you're buying a car at a dealership, their insurance should cover you, but watch out for any waivers they ask you to sign! For a private vehicle, the owner's insurance should cover you, but you'll want to make sure they are actually insured.
International movers A guide to US car insurance for foreign visitors Expats may find that car insurance in the United States works a little differently from what they're used to at home. Here's an overview designed for international visitors.
Car insurance Can I stay on my parent's car insurance if I move to a different state? If you move across state lines, you can stay on your parents' car insurance policy in several specific situations.
International movers Can expats and other foreign visitors in the US buy car insurance? Car insurance is required in the US. Foreign nationals can buy car insurance regardless of the length of their stay. However, sometimes it can be difficult to find an insurance agent who is used to working visitors to the US.
Car insurance Can I get insurance for a car I don't own? You'll have a really hard time buying a policy for a car you don't own. It's usually easier to buy a policy that lists the owner, even if they are excluded from coverage.
Car insurance Do I need to get my own car insurance when I turn 26? No, you don't need to get your own car insurance when you turn 26. That rule is for health insurance. You can share a car insurance policy at any age.
Car insurance If I'm a houseguest and I borrow a car, do I need my own insurance? Houseguests who borrow their host's car can be covered by their host's policy, but they may need to be listed on the policy.
Car subscriptions What happens to my subscription car insurance if I buy a car? If you have a car subscription and buy your own car, you may be able to keep your existing insurance policy. Here's when that's true and what changes you should ask your agent to make.
International movers How can I save money on car insurance if I don't have a US driver's license? Car insurance is expensive if you have a foreign driving license. Here's why and what you can do to pay less.
Engagement Just got engaged. Should we combine our insurance? We'll walk you through when you should combine your auto, renters, condo, and homeowners insurance policies after you get engaged.
Car insurance Can we take my kid off our car insurance policy yet? Here's when you can take your adult son or daughter off of your family car insurance policy.
Car insurance Can someone who doesn't live with you be on your car insurance policy? Yes! If someone who doesn't live with you drives your car regularly, you can put them on your auto insurance policy.
Car insurance Does my car insurance cover me if I drive out of state? Most car insurance policies will cover you throughout the United State and also in Canada. However, a handful of states require or allow the sale of inexpensive basic policies that do not cover you out of state.
Non owned auto Can I buy a non owner auto policy instead of staying on my parents' car insurance? If you live with your parent or their address is your permanent address, no, this is not a good idea. If you have a home of your own, is a good option so long as you don't drive their cars regularly.
Car insurance Do I have to buy insurance from the car dealership's agent? You probably shouldn't buy insurance at the car dealership, but not for the reason you think.
Non owned auto What are the coverages on an auto insurance policy? Buying car insurance can be confusing. Here's a plain language guide to auto insurance coverages.
Car insurance What first time car buyers need to know about auto insurance Here's our complete guide to everything you need to know about buying car insurance for the first time. (And we do mean everything...)
Non owned auto Will I get an insurance discount when I buy a car if I've been on my parents' policy? No, being a listed driver on your parent's auto insurance usually doesn't qualify you for continuous insurance or proof of prior insurance discounts. These discounts can save you 10-30% on your car insurance when you do qualify.
Car subscriptions How do I insure a Kyte long term rental car? Whatever you do, don't buy a non owner auto policy - it usually won't cover you in a long term rental. Get a referral from Kyte to an insurance agent who can sell you a policy that will protect you, or just call or text us here at Surround at 617-206-1314.
Non owned auto Can I stay on my parents' car insurance policy once I move out? You can stay on your parents' auto insurance policy if you've moved to a temporary residence, like a college dorm. However, if you've moved permanently, you definitely need your own car insurance.
Non owned auto How do I get an SR-22 or FR-44 in Massachusetts? Massachusetts doesn't require SR-22 or FR-44 forms, so it can be hard to get one from a car insurance company here. If you live in Massachusetts but need to get one in another state to get your license back, you'll usually need to get a car insurance policy in that state.
Non owned auto Do I need car insurance to test drive a car? The short answer is no, you don't need car insurance to test drive a car at a dealership, but there are a few good reasons you may want to have insurance in place.
Non owned auto Can I add my car to my non owner auto insurance? When you buy a car, you definitely need to upgrade from a nonowner policy to an owned auto policy. We make it seamless here at Surround!
Non owned auto How staying insured when you don't own a car will save you money when you do Buying nonowner auto insurance protects you when you rent, share, or borrow a car. It also protects you from higher insurance prices when you do buy a car.