Car insurance pricing isn’t one-size-fits-all: it’s customized based on your age, gender, location, and even your education. That might sound arbitrary, but insurance companies pay close attention to any factors that could affect your driving record.

It’s always nice to get rewards for being studious, but you’re too old for a gold star sticker and a pat on the head. As a college student, you have needs. Financial needs. Does a good student discount on your car insurance sound appealing? Congratulations, you’re an adult.

Law students have to get around somehow. If you drive your own car, you’ll need car insurance. If you don’t, non-owned auto insurance can protect you as you drive your friends’ cars, rentals and car shares like Zipcar.

If you move across state lines, you can stay on your parents' car insurance policy in several specific situations.

No, you don't need to get your own car insurance when you turn 26. That rule is for health insurance. You can share a car insurance policy at any age.

Here's when you can take your adult son or daughter off of your family car insurance policy.